Digisquares for


Excellence in client and segment selection is at the center of corporate banking skills and translates into higher return on capital, as a result of lower cost of risk and higher revenues over assets.

no img

Corporate banking is a core activity for banks and plays a pivotal role for the economies they serve. Roughly one-third of the total bank lending and 20% of the total asset base are dedicated to corporate banking activities. The activities of corporate banks are a cornerstone of the economies in which they operate.


Humans and Machines at work


Innovation with equity


Market and profit concentration


Embrace emerging technology to adapt to changing consumer expectations and reduce technical debt.

Increased requirements for capital and liquidity

As many corporate banking services center around the use of balance sheet and the provision of liquidity, all those regulatory initiatives which require banks to either hold more capital, observe certain limits in their balance sheet structure or hold liquidity buffers, will increase the costs for corporate banking businesses and decrease profitability.


New scrutiny on client treatment

Various regulatory initiatives aim to better protect clients from unfair treatment by financial service providers. The greater regulatory focus on conduct, stricter rules on cross-selling, harsh punishment for mis-selling and greater documentation requirements has created operational barriers for banks at the same time as clients are complaining about too much red tape.


Understanding client sensitivities and profitability drivers

Compared to other areas of banking and other industries such as retailing, the understanding of a client’s reaction to price changes remains underdeveloped. At the same time, banks need to ensure they treat clients fairly and demonstrate this commitment to their clients.


Viability of the correspondence banking network

As part of reviewing the FIG strategy most of the largest banks have significantly cut their correspondent banking relationships smaller banks therefore need to carefully investigate to what extent they can rely on other banks acting as service providers in other geographies and what service levels they can realistically expect.


More Resources for Banking



What are the New Expectations from Technology Leaders

Values-based leadership is the idea that leaders should draw upon their own and others values-including those established for your organization-for direction and motivation.

Read the Article


Security-as-a-Service Transformation for State and Local Government

Traditionally, each State agency built out its own network and designed its own security architecture.

Read the Article


Top Tips To Speed Up Your Website

Tools such as WebPageTest or Pingdom will show you basic performance metrics.

Read the Article


Understanding Comprehensive Database Security

To secure a database, especially large databases supporting ERP platforms there are two primary challenges complexity and time.

Read the Article


Building blocks for successfully implementing AI

We look at the necessary business, technical and organisational changes that will form the basis of successful AI implementation.

Read the Article